Introduction
These terms of use will help you understand important information about financial products and also how Integrity IFA collect, use and protect your personal information when you interact with us. Please take a few moments to read the sections below and learn how Integrity IFA may use your personal information.
Your data
Will be held in line with the data protection act, in the strictest confidence and will never be disclosed to any third parties, other than to purchase financial products on your behalf. The information you provide us will be used for the following:
Processing your quotes
Fraud prevention and detection
Verifying your identity when required
Undertaking market research
Keeping you informed about promotions and new developments by email, telephone or post
External Links to other sites
Our site contains links to other external sites. We cannot be held responsible for the content of these sites (even if they are "framed" within our border), and their providers may or may not be regulated, therefore the regulatory protections which exist with the regulated sites will not exist on those unregulated ones.
MORTGAGES
For mortgages, our typical fee is £200, and we may receive commission from the lender. If you have an adverse credit rating and require a mortgage, our typical fee is £500 and we may also receive commission from the lender. However, if during the mortgage application process you decide not to proceed we reserve the right to charge a fee of £295
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
INVESTMENTS & TAXATION
Level and bases of, and reliefs from, taxation are those currently applying but are subject to change and their value depends on the individual circumstances of the investor. The value of investments can go down as well as up, as can the income derived from them. Past performance does not guarantee future growth or income and you may not get back the full amount invested.
REGULATION
Integrity IFA Ltd is an Appointed Representative of Financial Services Advice & Support Ltd which is Authorised and Regulated by the Financial Services Authority.
UNREGULATED AREAS
The Financial Services Authority do not regulate Banking, Will Writing, Loans, Credit Cards, some forms of Mortgage, Tax Advice, Offshore Investments, Estate Planning.
