Typically individuals will pay more attention to insuring their assets than insuring their income or providing appropriate cover in the event of their death. This may be because individuals have a reluctance to consider such an event or that they have the perception that the welfare system will provide for them. However, the facts suggest that an early
death or a critical illness are a real threat and the welfare system will provide only limited assistance.

Insurance protection comes in three main guises, life assurance, income protection and critical illness cover. We are able to guide you through the different types of protection once we have established your exact requirements